SR-22 Auto Insurance Quotes: What You Need to Know

What is an SR-22?

An SR-22 is a type of insurance certificate that proves you have the minimum required auto insurance coverage. It's typically required by states for drivers who have had their license suspended or revoked due to a DUI, reckless driving, or other serious traffic violations.

SR-22 insurance is not actually a type of policy, but rather a certification that your insurance provider submits to the state on your behalf. This certificate verifies that you meet the minimum liability coverage requirements set by your state's Department of Motor Vehicles (DMV).

Why Do I Need an SR-22?

If your license has been suspended or revoked due to a serious traffic violation, you'll likely need to file an SR-22 with the DMV. This is usually required as part of the reinstatement process.

In some cases, you may also be required to carry SR-22 insurance if you've had multiple accidents or have a poor driving record. The specific requirements vary by state, so it's essential to check with your local DMV for more information.

How to Get SR-22 Auto Insurance Quotes

To get an SR-22 auto insurance quote, you'll need to work with an insurance provider that offers this type of certification. You can start by contacting your current insurer or shopping around for quotes from multiple providers.

Keep in mind that SR-22 insurance is typically more expensive than standard coverage due to the higher risk associated with drivers who have had their license suspended or revoked.